RE: Insurance

[fintastic5]

 
I m shopping for insurance for my  95 Jayco. Any suggestions of for RV insurance companys?

[Campaholics]

 fintastic5
fintastic5,
 
 We didn t shop around for PU insurance, just went with our TV carrier.  As I see it,
 if we ever need it, the less insurance companies involved the better.
 
 

[mike4947]

 fintastic5
Problem is there are 50 states all with more than one " insurance district"  and what s available in one isn t 5 miles down the road in another. Same with prices; the same policy may be up to twice as much depending on where you live.

[angelsmom10]

 Campaholics

 

ORIGINAL:  Campaholics
 
 fintastic5,
 
 We didn t shop around for PU insurance, just went with our TV carrier.  As I see it,
 if we ever need it, the less insurance companies involved the better.
 
 
 

 I agree -- our is with State Farm and for the 2004, we only pay $155/yr

[birol]

 fintastic5
I thought everyone had their PU/RV insured by an RV insurance specialist ..... ?

[angelsmom10]

 fintastic5
We never gave it a thought, all our insurance life, car, house has been with the same agent for over 22 years, so we just contacted them about getting the PU insured.
 
 We knew that it was insured under the TV insurance as long as it was attached to the TV, but if the hitch should fail, we wanted it covered also.

[campingcop]

 fintastic5
TV and PU insured with AAA when towing PU is covered and when camping.  When stored infront of garage PU is covered by home owners ins.

[Gone-Camping]

 fintastic5
The Credit Union that financed my new Hybrid wanted full coverage insuracne, so I called State Farm for a quote. The price was roughly $160 per year, and it added $13.xx to my monthly insurance payment.... I can handle that!! []

[Jo Ann]

 fintastic5
fint...i put mine on our statefram...they do all our insurance...and its cheaper to use your car/home insurer

[PopupSgt]

 fintastic5
I placed the put on my USAA policy, for full coverage & towing it s $42 every 6mos.

[labontefan]

 fintastic5
Don t remember if the dealer told me it was state law (VA), or a requirement of the bank that did the financing, but I had to have insurance on the PU before I could tow it off the lot. I have my car insurance through GEICO, and the dealer gave them a call while I was signing all the various papers. In about 5 minutes, I had insurance coverage on the PU--only costs $49 every 6 months.

[tlhdoc]

 fintastic5
In PA you have to have insurance too.  We have ours through Erie Insurance, less than $60 a year.

[Opie431]

 fintastic5
Friends opened up this spring and found mouse damage to the tenting, mattress and curtains.  Their home owner s insurance paid for everything except the deductible and two weeks latter they were all repaired and camping with us.  
 I found it hard to believe that the dealer would come thru so fast and had not expected to see them.
 

[angelsmom10]

 Opie431

 

ORIGINAL:  Opie431
 
 Friends opened up this spring and found mouse damage to the tenting, mattress and curtains.  Their home owner s insurance paid for everything except the deductible and two weeks latter they were all repaired and camping with us.  
 I found it hard to believe that the dealer would come thru so fast and had not expected to see them.
 
 

 Good to hear their homeowners insurance paid -- this was has been asked several times and no one has been able to get it paid for by any insurance.  Congrats to your friend[]

[sandykayak]

 fintastic5
I also added it to my TV insurance, but was told by the dealer that when you insure thru an RV specialist you will get enough money to replace it with a new one; whereas the auto insurance add-ons, will give you depreciated value.
 
 is that so?  comments?
 
 although my KIA has free road service, i finally re-signed up with AAA and got the RV plus.....someone painted a very vivid picture of an abandoned PU or $$$$$ to pay for towing the PU if your TV breaks down.