Ok, one more thing to add to the list of "oh brother"

[Camperroo]

Well, as most of you know we've had a lot of things go not so well for us over the last year.  We were just getting over the road rage thing and things were calming down.  We couldn't wait to head up to Maine and camp this weekend!!  It was beautiful weather and the kids were psyched to get up there.  However, things turned ugly once again....my DH and DS went down to the lake to go fishing...my son's ultimate favorite thing to do with his dad when we camp.  A few year's ago we bought a 14 ft fishing boat and my son was over the moon taking it out.  We taught him last year how to start up the engine and he learned how to steer it.

As my DH and DS walked down to the lake, my DH saw right away as they approached the boat there was a big problem.  DS was so upset.  Some rotten jerk, had come like a thief in the night and stole the engine off the back of our little fishing boat!!  :mad:    Didn't touch anyone else's boat...oh no, it had to be ours!!!!!!!!!!!

DH had locked the boat up to a tree and also locked up the engine to the back of the boat.  What did they do...they couldn't steal the boat because the cable/lock was too thick to cut, so instead they broke off the back part of our boat so they could get the engine and take it away.  So we are now out a $1700 Mercury outboard boat engine and our homeowner's insurance won't cover it because the boat wasn't at home but at the lake!!!!  My husband told them most boats are usually up at a lake not always sitting home in the driveway, but apparently the only way they'd cover the loss is if the boat were in our driveway.  She even so much as told my DH to say it was at home, but DH is way too honest for that and we reported the loss to the police in Maine.

So now my DS can't go out in his treasured fishing boat with his dad and he's so upset someone would do what they did and steal the engine and break the boat also in the process.  With the way our finances are going right now we can't afford to buy another engine.  We told him hopefully when we finally get the heck out here and move to FL, we'll be able to buy a new little boat and engine down there instead and keep it hidden away in our garage or at a marina where it will hopefully be safer...

Sometimes you just feel like you can't get a break no matter how hard you try....but then you remember to count your simple blessing of a beautiful and healthy family and try to disregard the rotten stuff happening around our lives...but it's not that easy to explain to a little boy whose innocent fishing hobby with is dad was taken away.

[birol]

So sad  :mad: Some people are outright mean and hurt others on purpose

You seem to be going through a hump in your life, please try to look at the bright side and hope for the better days to come quicker ! They sure will come and much sooner then you think. The boat can be replaced, almost anything which money can buy can be replaced, sooner or later. Enjoy the good things in your life ...

[griffsmom]

I am so glad that it was only the boat that was harmed.  The way your post started out, I was worried that something had happend to your husband or son!  

 
You're right--it is absolutely stinky that people are so horrid, especially when it deeply hurts our children, but I am glad that you and your family are all safe.  Hang in there, and I hope that you are able to replace the boat soon so that your son can go fishing again with his daddy.

[angelsmom10]

Sorry to hear about the theif.

 
I may be over zellus, but I try to imagine all senerios to our agent and find out all the "loop holes' if possible.  This is also why we insured our '85 Starcraft just in case something (or in this case someone) stupid did anything.  DH may be offered a free small boat and he wants to insure it also even though we wouldn't be out anything, we would at least get something to help replace it if it were to happen.
 
I hope that you reported it and maybe something will turn up.

[campingboaters]

Such horrible news...  
 
When you do get a new boat, and it sounds like you WILL, make sure you get boat insurance which will cover, damage, theft and even liability.  Otherwise, IF something should happen and someone got hurt, they would go after your insurance, not your house!  It really is a small price to pay to have no worries.
 
Now, if we can set up a lynch-mob and find these rotten people... :Z Look-out!  :eek:

[Camperroo]

I'm telling you after going through all this stuff, I can tell everyone to really really understand their insurance policies, don't just trust the "advice" of your agent.  We did not carry a separate policy on our boat...I'm assuming one can do that.  On the advice of our agent when we bought it we put it under our homeowners policy assuming it would be covered.    Didn't realize we had to put a note on it asking thieves asking them to please only steal it from our driveway not at a lake where we'd actually use it!!!!  :banghead:

So if we are lucky enough to eventually get another boat/engine we will insure it all separately!!!   Never mind dealing with your auto insurance and paying for extra coverage for medical payments should you need it....don't even bother paying for that extra part of your premium if you already have health insurance.  I've had to hire an attorney now to force my auto insurance to pay my medical portion of my auto insurance policy that I've paid for in my premium.  They are fighting it, fighting it, fighting it.  My attorney said they only way they'll finally write the check is when they have an attorney on the brink of bringing them into court.  He said otherwise most folks give up just out of plain disgust and frustration and guess what the insurance company is pocketing all that money from all of the thousands of customers who pay for it as an additional fee in our yearly premiums.  They find more loopholes and excuses and your agent though maybe a good person, definitely doesn't explain all they should explain when they recommend certain insurance coverages.  The true adage of buyer beware applies vs. trust the person you are dealing with....so sad...and unfortunately we are painfully learning it this year.

Now as for that engine stealing thief...I'm hoping the day they stick it on their boat and start it up that it doesn't work and sputters out or they drop it on their foot!!!  Or that they are way out on a lake with no radio, cell phone or oars and guess what the engine dies on them!!!    hee hee haa hah   hope it's a long, long, long way back to shore on a super hot, blazing sun, humid kind of day!!!!!!  :-()     :-()   :-()

If they catch the rotten pond scum they should of course be arrested, spend some time in jail, pay a huge fine and then must write a letter to my little boy apologizing to him for destroying his family time spent with his dad and the many countless hours they've been out on the lake with their fishing rods waiting to catch that "big one" and how they are sorry for ruining precious moments of sheer joy and happiness when his dad taught him how to start up the engine and learn to back up and go forward and let him be the one to have dad sit up front while he steered the boat over to their favorite fishing spot.  Then maybe the pond scum could explain what would drive him/her to steal and destroy something that somebody else worked so very hard for so that a daddy could spend some treasured time with his little guy.  Why is it that my sons daddy worked countless side jobs just to be able to pay for the little boat and engine and yet this person could just go and steal it instead of earn it like my little boys daddy did....   Sure hope this person isn't taking their own child out on a boat with our engine...how does he answer his child when he asks how'd he get it??    Sure didn't earn it with overtime jobs like my DH did.  We work for what we get, not steal it.

[NightOwl]

Rose, this makes me heartsick and furious!

I am sure you filed a complete and detailed police report.  but in addition:

Whatever town is nearest your boat dock--WRITE A LETTER TO THE LOCAL NEWSPAPER and tell what this theft means to your family.  Also, describe the motor in detail  and  say that your insurance wont cover its loss and the malicious damage to your boat.   Make clear how this has broken a little boy's heart. Someone  may see your letter  and realize that  someone they know  has suddeny turned up with a new boat motor fitting your description.

[mowalker]

Don't move to FL if you can't secure your motor.

They are on the "black market" here. a very hot item to sell

[Camperroo]

Don't move to FL if you can't secure your motor.

They are on the "black market" here. a very hot item to sell

If we are lucky enough to get another boat, we'll either stash it in our garage down there or keep it in storage in a marina or at the very least use the painful and once again expensive lesson of insuring it alone vs. putting under a homeowner's policy!!  Nope, nope, nope, FL is calling us and we are drawn to it's call!!!   Can't wait!!

Elisa, isn't it just the rottenest thing.  Of course the no good jerk wouldn't attach the emotional hurt he could cause a child by his criminal actions because obviously he has no conscious.  We're going back up in another week and already my DS is really feeling so disappointed knowing his favorite thing to do has been tainted.  They're learning tough life lessons this year let me tell you.  We pray for a peaceful new beginning down south!!

[angelsmom10]

Whatever became of the road rage incident? (or did I miss it)

[Camperroo]

thought I posted it somewhere but I can't find the thread?  My road rage jerk has a six month restraining order against him to stay away from me (as we live in the same town) he can't be anywhere near me if our kids are playing at the same ballfield or at the grocery store, etc.  If I see him anywhere I am I can make his life miserable by just calling the police to say he's near me and they can arrest him and then they'll pull his probation and off he goes to jail (again apparently).  So they've left his case open for 6 months and if he stays away from me during that time they'll drop the charges against him.  The hearing officer read him the riot act pretty good about staying away from me as he knew we had children of similar ages playing the same sports so we were bound to be in the same place at the same time.  I agreed to this restraining order because otherwise I would have had to testify against him at his upcoming probation hearing for some other violation, however, I would have had to have an attorney and I don't have that kind of money to spend on this jerk.  He'll push the button of the wrong person soon enough and he'll regret it.  After my case was done, he had to stay because another woman was coming in charging him with assault because he apparently got mad at her while they were in line at a local pharmacy and he turned around and knocked her to the ground!!  He denied it of course, but the store had surveillance video so ha ha on him.  I'm not sure what happened out of that one.  Basically it boils down to he's been on probation and violated it several times, but our beautiful court system keeps letting him out on personal recognizance and he goes out and hurts someone else.  Meanwhile his victims have to pay attorneys fees to represent themselves against him because he's got a sleazy attorney who goes after his victims with something called a "cross complaint" which drags you into court so he can try and cancel out what he was arrested for.  He knows the system well and not only did he terrorize me that morning but he cost me $1500 in attorneys fees (but luckily our attorney is a close acquaintance and we bartered our fee) to show up at a hearing because as soon as he got out of jail for being arrested for what he did to me, he had his attorney file that "cross complaint" which forced me to go to court to defend myself against him.  Isn't that disgusting!!  He got his way though, because if I didn't at that point drop my charges against him, I would have had to continue to pay an attorney to represent me at his upcoming hearings even though it was the state prosecuting him in the first place.  He harrassed me legally and it worked, not because I'm afraid of him but because I couldn't afford to fight him.  However, at least the hearing officer blasted him and then issued the 6 month open restraining order.  

Apparently he was at a ball game I was at the other day with my son, my husband was at the dugout and saw him and I didn't even see him, but my DH said as soon as he saw me coming towards the bleachers he got right up and went over to the opposite side of the field like he's suppose to.  So that makes me happy that he has to be leary of me for 6 months!

However the other important lesson is this...don't ever file a complaint with the police against someone or agree to testify against someone without speaking to an attorney first.  The police were all sweet and gracious when they told me they really wanted me to testify against him as he was a "problem in town" however, they never told me what he could do to me legally to harrass me in the meantime and I also told them I wanted to make sure he didn't know who I was...to which they replied "they were sure that wouldn't happen"  What they didn't tell me is that the arrest information was public record (I didn't know) and he got my name and address within several days.  The police also didn't tell me he already had two restraining orders against him by two other woman he'd gone after and that he was already on probation for those offenses yet a judge was letting him out and about walking around to then go after someone like myself...I feel like they really jeopardized my safety and my family's safety all for the sake of their satisfaction of arresting him.

[birol]

Any news on the engine ? You are not letting that spoil your life are you ? please let it go ... Some people are jerks ..... Just lvie your life and enjoy it as much as you can. I know,  easier said then done, but if I may humbly say, I have been sort of getting pretty good at it

How is the FL plans going ? You can just buy a new (or used) engine for it when thinks start to improve. Do not let such a silly thing effect your decision to move or anything please.  I need friends I can visit when I go there this winter ! I have a feeling Mommamia won't let us stay longer than 4 days ! Any longer and the porta potti will, you know so move and we will see ya

[MommaMia]

I need friends I can visit when I go there this winter ! I have a feeling Mommamia won't let us stay longer than 4 days ! Any longer and the porta potti will, you know so move and we will see ya

Who says you can't stay longer than 4 days?!?!  You are porta potti experienced... you can clean it when it's ready!!!

[birol]

You are like an eagle ! Waiting to post the moment someone posts  :yikes:  :p  Does that imply that we can also sue the pool ? But we will be in Ft. Lauderdale you are soo far away, so you are safe

Who says you can't stay longer than 4 days?!?!  You are porta potti experienced... you can clean it when it's ready!!!

[MommaMia]

But we will be in Ft. Lauderdale you are soo far away, so you are safe

PHEW!!!  Dodged that bullet! :J


Just kidding!  B... anytime you are in the area you are welcomed to come for a visit!  Pool, hot tub, they are all here for you to use when you come visit!  I assume you will be bringing some Canadian beer and whiskey when you come, right?